This momma is mad! Being uninsured sucks major.
That is the understatement of the day.
For the first time in my adult life I have been experiencing life uninsured after the husband got a fabulous job that didn’t come with benefits (not his fault).
As any parent knows your kid WILL get sick at the most inopportune times.
So here I’m sitting (yes, right now), waiting at what will be our second attempt at getting my son’s ears looked at via an urgent care service on a Saturday.
Thank you, don’t come again…
Our first stop was to the children’s urgent care. After waiting nearly an hour to check in (yes, you heard me, an hour just to pay and put our names down!), I about fell over when the lady told me it would be $275 cash-pay. She politely told me I should consider going elsewhere, despite my numerous attempts just to throw my money at her and get it over with (an hour waiting with a screaming toddler will do that to you).
In her medical opinion an ear infection isn’t all that serious.
I’m seriously pinching myself. This can’t be real.
Oh, and I didn’t even tell you the funniest part yet! To be billed later the price was double!! Part of my soul just died.
As I was leaving I told the lady up front that telling people $275 was a “discount” was a little ridiculous.
She laughed and gave me the stupid “kids get sick at the worst time” line. Well no shit, Sherlock.
Waiting and waiting
So here we sit, our next attempt at a Little Clinic. Waiting and waiting for our appointment time (if I were a smarter momma, I would have known… still waiting for those super-mom instincts to kick in).
What’s your beef?
Here is what pisses me off:
1. I’m uninsured. Anyone would be irritated when it comes to getting marketplace coverage.
2. Non-corporate insurance is a joke for PEC (pre-existing conditions). With one member of the family having a chronic illness, our upcoming coverage is a joke. You can see a doctor, but forget about getting your life saving medications… oh and no private insurer will underwrite you. Thanks for playing.
3. Cash-pay “discounts” are what fills up ERs. Forget about the handful of people in your local ER waiting room who don’t know any better than to use the ER as a doctors office. I’m talking about the people who can’t afford anything other than a ridiculous ER bill that they can pay off at $50 a month for the next year and a half so they can get an antibiotic prescription.
So I am going to try my best to calm down before unleashing my inner crazy on some unsuspecting NP. It’ll be a real laugh when it turns out that nothing is wrong with the little.